A Platform Built for Performance

Direct lending and investment in private credit.

Red Oak Capital Holdings is a vertically integrated commercial real estate debt platform specializing in middle-market and small-balance lending—an essential but often underserved sector of private credit.

Operating as both a direct lender and an offering sponsor, Red Oak raises capital through:

Disciplined Investment Strategy

Targeted exposure to CRE debt through institutional-quality credit solutions.

Middle-market and small-balance lending presents a distinct opportunity for income generation in commercial real estate. These investments are often overlooked by traditional lenders, allowing private capital to fill the gap with structured, asset-backed financing.

Red Oak’s approach is designed to:

• Capture market inefficiencies through strategic asset selection
• Unlock value in underserved lending markets
• Generate consistent returns through credit-driven investments
• Reduce risk through strong collateralization
• Enhanced liquidity with flexible capital allocation

Why Invest in Private Credit?

Stable, income-generating investments backed by real assets.

A critical driver of real estate finance, private credit offers a secured position in the capital stack with lower volatility than equity investments, making it an attractive option for capital preservation and reliable yield.

• Collateralized security ensures tangible asset protection.
• Consistent income from contractual interest payments provides predictable cash flow.
• Lower volatility to market cycles compared to equity investments.
• Downside protection built into conservative underwriting and risk-mitigation strategies.
• Enhanced yield potential by leveraging opportunities presented in an untapped, dislocated market.

Investment Offerings & Capital Alignment

Creative capital structures designed for sophisticated investors.

Investments are structured to align with institutional risk, return, and liquidity objectives while maintaining the flexibility to capitalize on market-driven opportunities.

Investment vehicles include:

• Structured private credit funds targeting small-balance CRE debt with diversified portfolios.
• Income-generating debt investments designed to provide predictable cash flow and downside protection.
• Custom investment vehicles structured to align with long-term investor objectives.

With rigorous underwriting, disciplined asset selection, and strategic risk management, Red Oak ensures that every investment meets capital preservation and performance targets.